Circular 53/2026/TT-NHNN takes effect 15 November. Automated payments above 10 million dong count as high-risk AI. Here is what that demands from vendors and banks.
Circular 39/2026 lets foreign credit institutions route payments through Vietnamese bank accounts. A foreign bank, a payment rail, and a fintech stand in three different positions. Here is the map.
A client asked if we could run Vietnam end to end. That question exposed the edge of what PR could solve, and became the starting point for 43to.one.
